We help you scale into new markets fast, and take the pain, cost and time out of getting there. The network, the playbook, and operators who’ve done it, in your corner.
The US alone is a $1.3T online commerce market. Whether you're entering it or expanding from it, most companies capture a fraction of what's available.
The opportunity is real. So is the obstacle course. Six places where most businesses underestimate what stands between ambition and live payments in a new market.
The key trends and opportunities in international expansion — where the growth is, how to enter, and how to get paid across borders. For merchants, platforms and partners. 2026 and beyond.
“We wrote this for operators, not marketers — it’s the same playbook we run with clients.”Frederik Pen · Founder & CEO
New markets. More sales. Less overhead. One partner across the whole growth journey — start wherever you are.
Use one service or all three, bespoke to what you need — click any slice to explore.
FT3 is built for both. Same playbook, different entry.
You're growing. New markets mean new entities, new banks, new payment complexity. FT3 gets you operational fast — without the six-month setup.
See how it works →Expand your own business — or help your customers expand theirs. FT3 gives you the strategy, infrastructure and in-market execution without building an international operation yourself.
Explore partner model →Launch opens markets. Pay moves money. Nexus drives growth.
Start anywhere — use one service or all three. Interconnected, never interdependent.
Entity, banking and compliance — set up to be approved the first time, whether you’re entering the US or going international.
One coordinated flow across global providers and local methods — so more of every sale clears, in more markets.
See FT3 Pay → FT3 NexusMarket strategy and commercial execution — led by people who’ve sat at AmEx, Visa and Worldpay and built it.
See FT3 Nexus →Entity, banking and regulatory setup, US-bound or outbound, built to be approved the first time. Most businesses are operational in weeks, not the six-plus months of going it alone.
On cards alone, up to 70% of cross-border sales quietly decline — the wrong rail, not weak demand. FT3 Pay routes every sale to the provider most likely to approve it, at the lowest cost, and reroutes instantly if one drops. More revenue, lower fees, real redundancy — from one integration.
Most consultants hand you a deck; most platforms hand you a portal. FT3 hands you operators — people who’ve sat at AmEx, Visa and Worldpay, and built the network to move the work forward.
From Launch to Pay to Nexus, three real engagements, one team. Names anonymized at client request — details reflect active relationships.
We had enterprise clients in New York ready to sign, but no US entity that banks would actually approve. FT3 structured our banking narrative, matched us to the right provider, and had our US merchant account live in under six weeks. The first application was the only application.
We were running three separate payment relationships across Europe, the US, and Latin America — each with its own contracts, reporting, and overhead. FT3 consolidated everything into one structured relationship with full cross-regional visibility. The FX cost reduction covered the engagement within the first quarter.
We’re a vertical SaaS platform serving merchants in three regions, and our clients kept asking us to help them with banking and payments. We couldn’t build that ourselves, and we couldn’t keep referring them to partners we hadn’t vetted. FT3 Nexus gave us a curated network we could plug into without taking on the risk, and a revenue model that actually made sense for our economics.
Four things we do that the big names don't.
Over two decades in payments at American Express, Visa and Worldpay, leading global commercial and partnerships. Fredo built FT3 to fix what he watched the big networks consistently fail to do: serve international businesses with the same seriousness as their US counterparts.
Connect on LinkedIn →We meet you where you are. Tell us your direction and we'll handle the rest.